YOUR CREDIT CAN HAVE A HEALTHY SECOND LIFE. THAT'S WHY WE'RE HERE.

Affordable expert credit repair and loan assistance

ISN'T IT TIME THAT YOUR FINANCIAL SUN CAME UP AGAIN?

www.secondsunrise.credit
843-469-1016
Sean Murphy

YOUR CURRENT CREDIT RATING IS LIKELY IMPACTING YOUR ABILITY:

  • to get a job
  • to buy a car
  • to get approved for a mortgage, to refinance your home
  • to secure any other loan or financed purchase AND
  • to negotiate a reasonable interest rate on the monies you currently owe!

AT SECOND SUNRISE, WE ARE ALL ABOUT RESULTS. YOUR RESULTS.


We leverage...your consumer rights to achieve what you deserve.
We engage...credit bureaus and creditors to remove incorrect information from your credit record.
We educate...you on how to manage your credit today to maximize the resources currently still under your control.
We listen...to what your specific immediate and long-term financial goals are.
We provide...the direction you need to make certain that your buying decisions are prudent going forward.

FEELING OVERWHELMED? DON'T BE. BY ENGAGING THE PROFESSIONALS AT SECOND SUNRISE, YOU ARE PREPARING TO TAKE CONTROL OF YOUR FINANCIAL FUTURE.

We have all grown up in an era of available credit. From teenage credit cards to student loans, from house mortgages to car financing. Perhaps, like so many others, you might have even financed your way through a layoff. At some point, you likely have taken an excessive credit leap. It is also probable that the credit bureaus have erred when compiling your credit rating.

You are certainly not alone.
  • The average credit card holding household has more than $15,000 worth of credit card debt.
  • The average student loan debt is more than $30,000. The average mortgage debt exceeds more than $150,000.
  • There are more than 390 million different credit card accounts in the United States alone. Total U.S credit card debt annually is more than $850 billion.
  • People born between 1980 and 1984 have, on average. $5,689 more debt than their parents had at the same stage of their lives and $8,156 more than their grandparents.
 

BUT THIS ISN'T ABOUT ANYONE BUT YOU.

 

WE'RE READY AND WAITING TO HELP YOU REPAIR AND REBUILD.

REPAIR YOUR YESTERDAY. IMPROVE YOUR TODAY. BRIGHTEN YOUR TOMORROW.

We never forget that every one of our clients has unique concerns and issues to address or correct. However, all of us share two common ideas: A desire for a bright and successful future and the knowledge that having trusted professionals to assist in achieving that goal is priceless.

THAT'S WHERE WE COME IN.

Yes, together we can take steps to repair yesterday's mistakes. Are you aware of your rights? More importantly, are you aware of what the credit bureaus are saying about you?

Yes, together we can take steps to help provide peace of mind today. Are you making choices that will help you today or might you be making things worse?

Yes, we can put a plan together that will assist you in making your future credit decisions wisely. What choices are you making today to help ensure a brighter and better financial tomorrow?

Yes, together we can learn to use the necessary tools needed which will empower you to never experience less than satisfactory credit again. Do you possess the knowledge and skills to work to maintain the highest credit scores possible?

Are you ready to take the next step?

For a very reasonable monthly fee, you'll be on your way to a brighter tomorrow.*

'Fees and responsibilities are specifically outlined within our start-up package.

YOUR CREDIT CAN'T IMPROVE WITHOUT A THOROUGH ANALYSIS OF YOUR CREDIT REPORT AS WELL AS AN HONEST DISCUSSION ABOUT THE CHOICES THAT YOU MADE IN THE PAST. PERIOD.

Once we help you obtain your current credit reports, we are committed to helping you identify where your problems lie. The road to credit repair starts with information.

With that knowledge, we are experienced in helping you to leverage your consumer rights. That is one of the main reasons you'll be making the right decision by engaging our services.

We WILL engage the credit bureaus to dispute all inaccurate items on your credit report. With your help, we will actively dispute all erroneous and/ or improperly reported items on your credit report with all 3 major credit bureaus.

We're prepared to help you deal with all past issues. These often include:

-Late payments -Student loans -Repossessions -Collections - Auto loans - Previous charge-offs -Foreclosures -Tax liens -Bankruptcies

EVERY ACTION YOU TAKE TODAY IMPACTS YOUR FINANCIAL FUTURE. CAN YOU REALLY AFFORD TO CONTINUE MAKING SUCH CRITICAL FINANCIAL DECISIONS ON YOUR OWN?

We are committed to educating our clients about how they can rebuild their credit immediately and in the future. Knowledge really is power. Financial power.

It's imperative that you maximize the resources that you currently have. Without professional assistance, that is often a difficult and confusing task.

Without the customized plan you build with our trained, accredited professionals, it is unlikely that on your own you will know exactly what the next best steps are. It is critical that you prioritize payments in order for those accounts to help you rebuild your credit status.

Keep in mind that we will be working to repair your yesterday while brightening your tomorrow. We understand that it is easy to unintentionally damage your credit on your own. Let our team be your guide to the bright financial future that you deserve.

IF YOU REALIZE THAT THE TIME TO GET STARTED IS NOW, WE ARE PREPARED TO HELP YOU TO REPAIR, RESTORE AND REBUILD. HERE'S HOW IT ALL WORKS.

  • The process all begins with you completing our online signup form. This starts the ball rolling!
  • We will then need you to get us your 3-bureau credit report. It all begins with knowing 'what everyone is saying about your credit.'
  • Once the report is in our possession, we will immediately get to work. We will conduct a thorough, line-by-line review identifying the derogatory accounts on your credit report that do not meet reporting rules, as well as questionable items you may wish to challenge.
  • After our review, we will email you an easy-to-read list of specific items we believe should be disputed for your approval. You may choose add or subtract items yourself. You may even want a personal consultation before we begin the official dispute process.
  • We will then vigorously challenge your erroneous items with all 3 major bureaus, Experian, Equiifax and TransUnion, unlike numerous other companies who claim to do what we do. We will continue to send customized re-disputes to increase the likelihood that these items be removed and your credit adjusted.
  • We will also simultaneously begin developing a plan to help you to optimize your credit score today...and tomorrow. That is equally important!
  • As we work together to help repair your credit, we will also assist you in forming a strategy which will allow you to achieve a brighter financial future. The more we understand about your future goals, the easier it becomes for us to offer you additional assistance in achieving them.

ARE YOU READY FOR YOUR FINANCIAL SUN TO COME UP AGAIN?

Affordable expert credit repair and loan assistance